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My Own Flat
Home Sweet Home
If you have found the right place to live, buying an apartment for yourself is preferable over having to pay rent for the rest of your live; it is a good investment for the future.
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Property Funds
Property Funds
A big advantage of property funds is that you can start investing with relatively small amounts, starting at around €1,000. When investing in property funds, you should make sure that this actually means investing in tangible assets. In other words: You need to make sure that the fund owns the properties.
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Bauherrenmodelle (Build-to-Rent for Private Investors)
Bauherrenmodelle (Build-to-Rent for Private Investors)
When investing in a Bauherrenmodell, a form of Build-to-Rent for private investors, you can buy a share of a larger property. The Austrian government often awards subsidies for construction projects that focus on renovating existing properties and use old buildings as a basis. Investors can write these projects off against tax over a period of 15 years.
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Anlegerwohnung (Build-to-Rent for Private Investors)
Anlegerwohnungen (Build-to-Rent for Private Investors)
When investing in an Anlegerwohnung, a form of Build-to-Rent for private investors, you usually buy a single flat. Compared to Bauherrenmodelle, another form of Build-to-Rent for private investors, this investment option has some disadvantages. However, you don’t need as much capital to invest.
Your Foundation for Tomorrow
Real estate has proven to be one of the safest and most stables forms of investment over the past years. Asset accumulation is made inflation-proof by steady returns through rental payments, and the registration in the land register. This form on investment can last for generations.
In the words of US President Franklin D. Roosevelt: “Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.”
What Is the Best Way to Invest in Real Estate?
The Most Important Information at a Glance:
Owner-Occupier Rental Income Investment of €250,000 Condominium Anlegerwohnung Property Funds (SCPI) Bauherrenmodell Annual net rental income 0 €
(but money saved by not paying rent)ca. €5,000 ca. €12,500 ca. €5,000 Subsidies as additional income (period: 20-25 years) €0 €0 €0 ca. €125,000 In other words... You pay the full price You pay the full price You invest only about one third to half of the moeny but receive the same amount of rental income You buy property for "half the price" When is an exit (=selling) possible? Always
Please note: real estate income taxAfter you have made profit Always
Please note: liquidity riskAfter you have made profit Since 2024: Deadline for making profit - "Small" Letting: 25 years + 3 years construction - "Big" Letting (=percentage share in the property): 30 years + 3 years construction
"Small" Letting (=Parifizierung): 25 years + 3 years construction
As always in the field of investing, you have various options. You can, for example, choose a Bauherrenmodell or Anlegerwohnung, forms of Build-to-Rent for private investors, or a real estate fund invested in tangible assets. Each option comes with advantages and disadvantages. Investing in tangible assets has proven to be one of the most successful investment opportunities in the past and will probably continue to be in the future.
State benefits and subsidies are an important aspect when it comes to investing real estate. Renovating properties is becoming increasingly popular in cities. This supports sustainability and sustainable development, as it prevents further soil sealing. Subsidies are often based on social-economic and ecological factors (e.g. heating, water treatment, insulation, renewable energy).
The site’s location also plays a vital role when choosing a property to invest in. Living farther outside the city or having a garden has become the dream of many in recent years, increasingly so due to the Corona pandemic. Connection to public transport should also be taken into account.
While one would certainly aim for the best possible location for one’s own condominium, it is necessary to compromise on the location for your real estate investment.
Otherwise, you could lose your tax benefits retroactively on the grounds that this project is not an investment, but a “hobby” (ger. Liebhaberei).
Properties in prime locations are very expensive, which makes it almost impossible to make total profit within this period. This means that the best location does not necessarily have to be the best choice for your real estate investment.
All-round Carefree Package for Your Real Estate Investment
Your all-round carefree package as an investor should include: #
- Analysis & Advice: How much capital should be invested when and where?
- Adaptation to individual tax situation: What needs to be discussed with tax representatives?
- Property search: What is the ideal property or project?
- Realisation: exclusively with professional, experienced project developers
- Financing: What are the best financing options and terms?
- Insurance: securing the property with the best possible insurance
- Construction and placement of the entire property
-
My Own Flat
Home Sweet Home
If you have found the right place to live, buying an apartment for yourself is preferable over having to pay rent for the rest of your live; it is a good investment for the future.
-
Property Funds
Property Funds
A big advantage of property funds is that you can start investing with relatively small amounts, starting at around €1,000. When investing in property funds, you should make sure that this actually means investing in tangible assets. In other words: You need to make sure that the fund owns the properties.
-
Bauherrenmodelle (Build-to-Rent for Private Investors)
Bauherrenmodelle (Build-to-Rent for Private Investors)
When investing in a Bauherrenmodell, a form of Build-to-Rent for private investors, you can buy a share of a larger property. The Austrian government often awards subsidies for construction projects that focus on renovating existing properties and use old buildings as a basis. Investors can write these projects off against tax over a period of 15 years.
-
Anlegerwohnung (Build-to-Rent for Private Investors)
Anlegerwohnungen (Build-to-Rent for Private Investors)
When investing in an Anlegerwohnung, a form of Build-to-Rent for private investors, you usually buy a single flat. Compared to Bauherrenmodelle, another form of Build-to-Rent for private investors, this investment option has some disadvantages. However, you don’t need as much capital to invest.





